RETIREMENT GLOBAL CH 2

The first step for goals & needs is to determine. How much money a person needs today to fund his or her current lifestyle. What can be next?

What shall be done primarily for determining the viability of client retirement goal?

If the individual has quite a few dreams for retirement. The financial implications can stats to add up. What significant step to deal with?

What is not true regarding retirement planning of a high net worth individual?

While working with HNW individual what shall be the one of first objective of financial planner.

Generally annuities does not have flexibility for retires even when insurer representative tries to improve flexibility. What leads to annuities to be still less desirable solution?

Annuities do not provide the option solution for the entire portfolio of retires but still they have application what is true in regard?

Whenever an investor chouse target date fund for his retirement portfolio. What he or she shall be concerned of?

What does glide path means?

Which period can be the best period for accumulating maximum money for retirement along with competing life goals.

Which of the following point is least likely to be considered while determining whether the goal is realistic or not:

Real return=

When working with a High-Net-Worth client a financial advisor least likely :

Personal savings behaviours are affected by

In which phase of annuity the owner technically surrenders the accumulation contract to the insurer so it can be converted to a cash flow stream.

Which of the following statement represent the benefit of annuity?

—is a collective (pooled) investment scheme designed to provide a changing asset mix to match the investor’s life stage.

Which of the following least likely represent the problem in target date fund:

A good retirement plan is to allocate a set amount of money for extra spending and set that amount as the spending limit.

People planning process refer to which of the following except:

Financial distribution goal include:

—a written document that provides the person receiving the authority to act on behalf of the individual.

Which of the following statement about living will is not correct:

Philanthropy means:

What can help in determining goals as realistic to Financial Planner’s ?

What can be asked from client to know Retirement lifestyle changes which can have significant potential for increasing retirement expenses Except?

Are looming healthcare problems as a result of people living so much longer??

What can be done to deal with the healthcare expense problem?

What is One of the potential problems HNW individuals face in their retirement Planning ?

How can the problem of the cash flow gap of HNI be addressed?

As being HNW having more options determining a desired retirement lifestyle and the money that will be required will still be a first step in retirement Planning

Many HNW individuals dislike too much volatility. How the issue can be addressed by a Financial Planner’s Except ?

Which is not among three distinct phases within retirement ?

Why Synthetic annuities could generate a cash flow stream to last throughout the desired timeframe, including the lifetime of the investor?

Why every one does not just put all their money into an insurance company annuity product? What are the reasons for this?

Which stage in retirement planning is more rigid ?

Target date funds present a few potential problems how a financial planner can manage those ?

In which stage of life one will have Peak earning years and More investable income

Portfolios typically reallocated to a more conservative approach in which phase of life

Which kind of POA is a better choice in case of personal incapacity