TIME VALUE OF MONEY ( RISK & ESTATE)

Rajeev has been investing monthly 5000 Rs for the 20 years and corpus he received 30 lac what is p.a. rate client has received.

Jinesh Invests quarterly 10000 Rs in an instrument yielding 15% p.a. for the 20 years what is the corpus he has made.

If a client wants a monthly income and he invests 20 lac Rs for the next 20 years how much amount he may get monthly if he wants income at month end rate is 12%

An investor receives 50 lacs after putting 20000 Rs every quarter for 20 years what is the p.a. return he has received.

An investment is yielding at 12% pa. compounding annually and investor puts money annually 20000 for next 15 years at end of the year what will be his corpus.

How many quarters it will take to become 200000 from 50000 with the rate of 12% p.a.

Amit wants money for the world tour in following manner yearly at every year end from today 45000 55000 120000 90000 155000 210000 What is amount to be invested today if the rate of return is 9%?

What is corpus need to invest today if someone wants 5000 Rs per month for the first five years and 20000 per month for the next five years if the rate of return is 12% p.a.?

Nikhil wants to retire with 2 Cr after 25 years what can be a quarterly amount to save if rate of return is 15% per annum

What is real rate if returns are 9% and Iflation is 6%

Nikhil wants to buy a care after 5 years which cost 500000 today, what he has to save today at 9% to have enough funds for car and the cost of car increasing with the rate of 6%

The financial professional must understand that the value of money changes over time and that this will affect his or her recommendations to clients. Which concept is referred here?

Which of the following is not a use of TVM?

Mr. T wants Rs 500000 after 5 years for down payment of house purchase so he asks his financial planner how much amount he should deposit today in a debt fund to meet the goal which TVM function should the professional use?

If the professional has made an assumption of high rate of return and low rate of inflation What impact it will have on recommendation for client goal achievement?

Which of the following has highest inflation risk?

Mr Y a financial professional while making assumption of rate of return follows the approach of assuming a quite lower rate of return along a higher rate of inflation. Which approach he follows?

Which of the following can be a probable reason why a financial professional might overstate a rate of return assumption?

Inflation adjusted rate of return is known as:

Real rate=

“—- quantifies how much the investment returns vary around the average return.

If Mr E an investor invests Rs 15000 p.m. in equity fund for 5 years what amount he will after 3 years which function he can use to calculate the same

Mr G wants to know the EMI he will have to pay for the home loan of Rs 1500000 taken by him for 15 years which function can be used:

Mr Y has invested Rs 15000 2 years ago and know the fund value is Rs 20000 to calculate return earn which function can be used?

A stream of equal periodic payments or receipts occurring at end of uniform intervals is known as an —

A stream of equal periodic payments or receipts occurring at beginning of uniform intervals is known as an —

Which of the following is an example of annuity due?

The discount rate that reduces to zero the net present value future cash flow and inflows

Which of the following is used to calculate the present value of unequal future cash flows?

“—- is the term used when determining a future value.

“—- is the term used when determining a present value.

The—- is the interest rate raised to the exponential power of the investment period

Mr. T a financial adviser says that with help of TVM calculation he can determine the amount of investment required to made at present to meet the future goal. Is it true or false?

Is the assumption made by financial professional true or false: “past results are no guarantee of future returns”

A high inflation rate assumption can also cause the assumed amount needed in the future to—

A financial professional need not to revisit the rate of return assumption and inflation assumption in future.

How Many Years (Approx.) will it take for a Sum of Rs.10000 to quadruple if the rate of return is 9% p.a.

If the post tax rate of return on an investment is 8% and the inflation rate is 5% the real rate of return is:

Geeta is investing in a mutual fund Rs.1000 monthly at 15% p.a. What will be the amount she will get after 5 years?

John has estimated that the following will be his outgoings over the next few years:

Year 1 – Rs. 10,000
Year 2 – Rs. 15,000
Year 3 – Rs. 12,000
Year 4 – Rs. 13,500
Year 5 – Rs. 11,000

If John Wants to Cater to these cash outflows, how much should he have today, assuming an annual rate of return of 5%?

The future Value of 1 rupee to be received in 8 years time at a compounding rate of 6% is.

Dev wishes to receive Rs.10000 in 5 years time at an annual interest rate of 10%. What Is the amount of money he has to invest now to achieve his goal?

If ABC needs Rs.50000 in 5 years time to pay for the down payment of his house, what is the amount that he should deposit now, assuming an interest rate of 9%, compounded semi-annually?

James Starts investing with an initial investment of Rs.6,000. The investment is now worth Rs.12500. Assuming the annual rate of return on investment is 6%, how many years has James been investing?

Calculate the account balance after six years, if Rs.1000 has been deposited at the end of each year and the account is accumulating interest at 8% annually.

If Ashish has been regularly investing Rs.10,000 at the beginning of every year for the past 10 years, into an investment earning 10% rate of return, what is the value of the investment now?

Ronnie Wants to give his nephew Rs. 5,000 at the end of each year for the next six years. Assuming his nephew deposits that amount in an account earning 8% interest, how much will he get at the end of six years? If Ronnie decides to give it at the beginning of each year instead, how much will his nephew receive?

Calculate the amount that is needed to set up a trust fund now, if the fund pays Rs.15.000 at the end of each year for ten years and earn an annual interest of 11%?

Calculate the annual interest rate {in%) required if Sudha invested Rs.15000 today and expects to receive Rs.25000 in 12 years time.

Calculate the future value of Rs.5,000 invested each year for 4 years, assuming an annual rate of 10% assuming investment is being done at the end of the year.

Calculate the annual Interest rate required if a person invested Rs.10000 today and expect to receive Rs.18000 in 4 years time.

A bank that is paying a nominal interest rate of 10% and compound semi·annually is actually paying an effective interest of

A sum of Rs.8.000 deposited for one years at an annual Interest rate of 5% compounded daily, will amount to Rs.

Josephine needs Rs. 2,00,000 in 5 years time to pay for her house. What is the amount that she should deposit now, In case she is in a position to earn 10% p.a. compounded monthly?

A few years ago, Minesh Started investing in mutual funds with an initial investment of Rls.30,000. The investment is now worth Rs.55,500. Assuming the annual rate of return on investment is 6% p.a. compounded quarterly, how many quarters has Minesh been Investing?

Shaheen deposits Rs.100000 in a bank fixed deposit for a term of 5 years at the rate of 9% p.a. (Compounded Quarterly). What will be her maturity amount?

If Robin needs Rs.25000 at the beginning of each month after his retirement for I5 Years. How much should he accumulate at the start of his retirement, assuming an interest of 12% compounded annually?

A client needs 500000 rs after 10 years with the rate of 12%..What he should invest today

Ramesh invests 10 lac rs today for 25 years what it will become after 25 years with the rate of 12%

What time it will take 10000 to become 40000 with the rate of 8%

Sujoy invested 500000 12 years ago and got 20 lac what is per annum return he has received

SBI FD is giving 10% return p.a. someone wants to invest 250000 today in what time it will become double.

Ravindra wants 25 lac for his daughter’s marriage. Daughter is 4 years old and he wants her marriage when she turns 21. With the rate of 14% what should be his investment today.

Sudeep invested and withdraw like this pls calculate returns:
4 Aug2014 invested 500000
2 Jan2015 withdrawn 50000
3 May2016 Withdrawn 45000
2 Nov2017 withdrawn 485000