TVM 2 (REPS)

Chitranjan invests Rs. 100000 in a certificate of deposit earning 4% per year. What is the maturity value of the account three years later if the rate of interest is compounded annually and monthly?

Suppose you make an investment of Rs. 20000. In the first year the investment returns 15% in the second year it returns 2%, and in the third year it returns 10%. How much would this investment be worth at the end of three years, assuming no withdrawals are made during the investment period?

You are planning to send one of your children to college in eight years and estimated that she will need about Rs. 120000 for a four year course. At the moment, You have Rs. 32000, which can be invested at 20% per annum. What will be the deficit or surplus amount for you to achieve your target?

PQR Company invested Rs. 25000 in a short-term investment. The investment has a 12.75% annual interest rate, compounded daily attached to it and will be paid back in 60 days. What will be the future value of this Rs. 25000?

Suppose you make an investment of Rs. 1. The first year the investment generates a return of 10%, the second year it earns 16% per annum compounded half yearly, and the third year the returns are just 2% per quarter. How much would this investment be worth, assuming no withdrawals are made?

Mr. Rajesh has deposited today Rs. 42,00,000/- in a fixed deposit paying rate of interest @ 9.5% p.a. compounded quarterly. Two years later he deposited Rs 400,000/- in The same account. And again Two years later he deposited Rs 600,000/- in The same account. What will be the accumulated corpus in his account at the end of 6 years from the date of his last deposit?

Dimple bought a house this morning for Rs. 120000. If this house increased in value by 11% per year for the last 100 years then what was the value of the house 12 years ago?

Under the terms of her grandmother’s will Kirti receives Rs. 50000 on her 25th birthday, which is 3 years away. Since the funds are kept by the trust department of a bank, Kirti has decided to use the 3 years Company Deposit rate of 5.7% as her discount rate. What is the present value of Kirti’s inheritance?

A company needs Rs. 100000 to retire bonds. What amount must be deposited on jan. 1, 2004 at 10% p.a. interest compounded semiannually in order to accumulate the desired sum by Jan 1, 2011?

You borrowed Rs. 1584 and repaid Rs. 2000 in exactly 4 years from today to clear your debt. Interest is being compounded annually. What annual rate of interest is The bank charging?

After making deposits of Rs. 1300 at the end of every year for 10 years, a person has Rs. 22000 in his account. What effective rate was earned on the deposit?

You invested Rs. 20000 in a 12-month deposit. At maturity it is worth Rs. 22500. What is the monthly compounded annual rate of return?

Seven years ago Shalu bought an investment that she expected to provide a net cash flow of Rs. 500 per month for the next 14 years. So far, the investment has performed exactly as promised. If the investment is paying 13% annually, what price did Shalu pay for it?

You add Rs. 7000 per year to an account for 10 years. If rate interest is 6% per year on the money. What is the worth of the account at the end of the 10 years?

What is the present value of perpetuity of a series of quarterly cash-flows of Rs. 50 which starts 2 years from now interest rate 5% p.a. compounded quarterly?

Mr. Gopal (aged 50 years) is working in a software company. He starts investing Rs. 200000 p.a. in a deposit scheme for a period of 5 years, which enables him to earn a certain amount at the beginning of each year for 10 years starting five years from today. Assuming the rate of interest of 8% calculate the amount that Mr.Gopal will receive each year?

What is the present value of a stream of Rs.4200 semiannual payments received at the end of each period for the next 10 years? The annual percentage rate is 6%.

Your mortgage payment is Rs. 2400 per month. There are exactly 180 payments remaining on the mortgage. The interest rate is 8.0% p.a. compounded monthly.. What is the balance of the loan?

What is the present value of perpetuity of a series of quarterly cash-flows of Rs.500 which starts 3 years from now at interest rate of 6% p.a. compounded quarterly?

The premiums on an insurance policy are Rs.700 per quarterly, payable at the beginning of each quarter. If the policy holder wishes to pay one year’s premium In advance, how much should be paid provided that the interest rate is 10% P.A. compounded quarterly?

You borrow Rs. 25000 and repay in 5 equal annual installments of Rs. 5600 with the first payment made exactly 1 year later. To the nearest percent, what rate Interest are you paying on your loan?

Ms. Carol plans to retire on her 60th birthday. She wants to put the same amount of funds aside each year for the next twenty years – starting on her next birthday, So that she will be able to withdraw Rs. 100,000 per year for twenty years once she retires, with the first withdrawal on her 61st birthday. Ms. Carol is 20 years old Today. How much must she set aside each year for her retirement if she can earn 8% p.a. on her funds?

Ramesh wants 30 Lac Rs after 20 years. How much sip per month he needs to invest if the rate of return is 10% p.a. compounding quarterly?

Suresh runs a quarterly investment of Rs 10000. He has invested money for 10 years and has got 10 lac Rs. Please calculate his effective p.a. rate of return.

If return is 20% and inflation is 7% then what will be the real return?

Suresh had invested 75000 in an elss fund on 20august 2012. That fund has given dividends on 30 Dec 2012 and 25 aug2013, Rs 10000/- and rs.15000/- respectively. today as on 03rd aug 2014 the value of the fund is 60000/-. Please calculate the return of the fund.

Abhishek has started immediate investment for his daughter’s education. He is planning to invest 30000 initially and then to grow this amount every year with the rate of 7%. He intends to invest for the next 30 years. The rate of return is 12.5%. Please tell the corpus Abhishek would have at the end of 30 years.

If real return is 2.5% and Rate of return is 7%, please calculate the inflation.

Saurabh wants to invest some amount per month to achieve his daughter’s education goal. He needs 25 Lac rupees after 15 years. The rate of return is 15% p.a. compounding half yearly. Please calculate the per month amount he needs to invest.

Rakesh has been running a home loan of 20 lac with the rate of 10.5% for 20 years. He has paid 120 installments. Please calculate the balance principal amount of the loan.

Suresh is running with a car loan of 3 lac with the rate of 9% for 60 months. He has paid installment for 3 Years. Calculate the balance principal amount of the loan.

Rahul wants 50 lac Rs 10 years from here. How much should he invest at the rate of 8.5%?

Hemant had invested 10 lac rupees 5 years ago in a debt fund and now he has received 15 lacs. What is the rate his money has grown?

Mayur has planned to do a SIP (Monthly) of Rs 2000/- in a fund which gives 14%P.A. return. Mayur has planned to do this sip for next 20 years and wants to start it with a canceled cheque. Please tell the corpus Mayur will get after twenty years.

If a rate is 10%P.A. compounding quarterly then what will be the Per Annum rate.

If the rate is 12% p.a. then what will be the exact monthly return.

If return is 20% and inflation is 7% then what will be the real return?

Ashish has run a sip of 8000 Rs for 10 years and got 20 lac rupees. Please tell the P.a. return Ashish has generated from the investment.